Envisioning a successful retirement is critical to a person’s long-term financial well-being. Similar to how a professional athlete envisions ahead of time how a ‘play’ will be a success, this presentation provides an overview of topics audiences should start planning for – envisioning – now. Discussions about the when, what, how and why of retirement are provided. Helping audiences understand if their retirement funding plan is realistic based on what they envision is also considered. At end of discussion, audience should have enough knowledge to start planning around their day-to-day lives in retirement. This topic is part of a comprehensive, multi-part Employee Financial Education seminar program.

The foundation of anyone's financial well-being is the creation of a monthly budget. This non-branded presentation goes into detail around the information they'll need to create a budget, and provides guidance on allocating dollars among living, wants and debt expenditures. Income, expenses, savings and life priorities are all highlighted and tips are offered to help keep a budget on track and up-to-date. At end of discussion, audience should have enough knowledge to develop an accurate, flexible budget. This topic is part of a comprehensive, multi-part Employee Financial Education seminar program.

The ability to earn an income is often a person's most valuable asset. This non-branded presentation provides detail concerning the risks person faces with an emphasis on disability. Also provides an overview of the limitations of various options available to them including their employer provided group-long term disability. Supplemental DI is shown as potential solution to help fill the DI Gap. At end of discussion, audience should have clear understanding of the risks to their income, as well as what options available to them. This topic is part of a comprehensive, multi-part Employee Financial Education seminar program.